Avoid Overexposure

Reduce Insurance Costs without Increasing Risk?
You Can if You Buy Smart.

Published in Night Club and Bar Magazine Sept. 12, 2011

I’m often asked by trade publications to comment on areas of the hospitality industry that might be generously categorized as “necessary evils.” Donna Hood Crecca, editor of Night Club and Bar asked me to shine some light on the subject of insurance. I asked Dean McSherry at Preferred Restaurant Services to add his expertise and Steve Spalding at CSI Risk Management contributed insight as well.

From the article:

The idea of purchasing all of these policies can seem daunting, pricey and/or overwhelming, but there are a number of ways to cut insurance costs without cutting back on coverage. Spalding suggests that any business owner, whether a newbie or a veteran, go through his or her leases and policies line by line to make sure the plan suits the business.